• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Home
  • About/Hire Me
    • About Me
    • Hire Me
    • Contact
    • Family
    • Faith
    • FAQ
    • My Running Story
    • Recipes
  • Disney
  • Fitness
    • runDisney Information Page
    • Fitness
    • Races
  • Parenting
  • Travel

Through Heather's Looking Glass

  • Disney
  • Fitness
  • Travel
  • family
  • About Me

8 Dave Ramsey Approved Tips to Save Money This Month

October 16, 2018 | blogging, family, money

The Christmas season is rapidly approaching, which can leave many of us panicking about where that “extra” money is going to come from for buying decorations, gifts, attending dinners, and the like. October is the perfect time to plan because believe it or not, there are a lot of ways you can save money in the next 30 days that can help you breathe a little easier knowing the holidays are coming.

8 Dave Ramsey Approved Tips to Save Money This Month

Dave Ramsey, the king of getting out of debt and saving money, has LOADS of tips and tricks that are great ideas for life in general, but I decided to compile eight of them because not only do we want to save money, but we still want to be able to shop and have fun right? You can indeed have both! Here’s 8 Dave Ramsey Approved Tips to Save Money This Month

1.) Visit the library: Did you know that part of your tax money goes to fund your local library? When my mom recently found out that FOUR HUNDRED dollars a year of her taxes were going to the library, she decided it was high time to make some use of it. She rents books, DVD’s, CD’s, and more. Emma Kate loves going to the children’s story time and we get lots of books and DVD’s. Her interests change so quickly it’s way better than buying all of that stuff anyway!

2.) Consignment shops: Not only do I sell Emma Kate’s old clothes and toys at the local consignment shop, but I buy from there, too! I also am a huge fan of thredUP* and have gotten some amazing deals on brand new clothing!

3.) Cut cable: This one took me a while to consider because I was worried about my beloved football games, but now there are SO MANY other options for watching TV! netflix! Amazon Prime! Sling TV! Hulu! Cable has gotten so outrageous and cutting the cord can save you a ton. Think you need your cable package because you live in an area with slow internet? Think again. The best internet for rural areas will allow you to stream videos online without buffering. If you go to the Hulu website through this link, you can get a free trial, so be sure to check it out!*

4.) Check the sale papers: I feel like this is something people don’t do a lot anymore, but a lot of stores and grocery stores have weekly or monthly sale papers with the hottest deals. We use this for BOGO’s and certain days of the week that more expensive items like chicken or meats are on sale. I also use Cartwheel for Target and digital coupons for other stores. You don’t even have to go extreme couponing to save money. It adds up fast!

5.) Be electricity mindful: I was raised that when you leave a room, you turn off a light. I feel like more and more kids are not being taught to conserve these days, and it does drive me a little batty. Simple things like turning off lights, closing curtains and blinds and raising the air conditioning when you leave the house can save you a few dollars every month, which can really add up over the course of a year.

6.) Search for free activities: I know not all towns have a lot of free activities, but do some digging and you may be surprised. In Tampa, I’m subscribed to a weekly email for fun things for kids to do over the weekend in my city. Some have small costs, but most are free and there is never a shortage of things to do especially if we are willing to drive a little bit. Your kids don’t have to have the most expensive toys to have fun and make memories!

7.) Pack your lunch: The amount that this one adds up to is truly shocking. I know people who eat out for lunch at work every. single. day. That’s on average $50 a week, or $200+ A MONTH! Add on those who go to Starbucks daily and we are talking a pretty penny my friends. Sure I love a special treat or lunch on occasionally just like everyone else, but I have learned that not only is it better for my wallet to pack a lunch, but it’s better for my waistline, too! This one can be a hard habit to break especially for those who do this socially. Maybe try to go to just once a week, or when there is a special celebration. You could even try to get your coworkers to help hold you accountable and you all pack a lunch and go eat at a park one day together.

8.) Ask for discounts: There are so many places that offer discounts that just don’t advertise them (think AAA, senior discounts, kids eat free, etc.) My rule of thumb is always to ask! The worst they can say is no. You can also do an internet search, there are a lot of websites that list out stores and restaurants that offer discounts, free birthday rewards, or nights of the week for kids to eat free.

I hope you enjoyed these 8 Dave Ramsey Approved Tips to Save Money This Month!

*If you sign up for Hulu or purchase form ThredUP with my link, I receive a small affiliate commission.

Related: Top 10 tips for saving money on your Disney World vacation

Photo by NeONBRAND on Unsplash

Like this:

Like Loading...

Sign up for my newsletter

Primary Sidebar

I am Heather Montgomery, a 30 something southern girl living in Knoxville, Tennessee with my husband Bobby, 10-year-old daughter Emma Kate, and our goldendoodles Dolly and Luna. I’m just a regular girl who likes to workout, travel, hang with my family, text, and eat chips and queso. Be sure to check out my “about me” page for more info!
Thank you for visiting, and feel free to contact me with questions, (or for PR inquiries or press trip invites) at Support@HeathersLookingGlass.com.

Please, no guest post requests. 🙂

More about me

Privacy Policy

You can also find me here:

  • Facebook
  • Instagram
  • Pinterest
  • RSS
  • Twitter
  • YouTube

Recent Posts

  • 5 Reasons to Try a New Way of Travel
  • Experience Superhero-Sized Fun at Gaylord Opryland DC Summer
  • Digital Nomads: Safely Working Remotely While You Roam
  • Tips for Surviving (and Thriving) as a Travel Ball Mom
  • Protecting Your Kids’ Eyes In the Digital Age

 

Search

How to Start a Blog

How to start a blog
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
  • Disney
  • Fitness
  • Travel
  • Family
✨ S U M M E R G I F T I N G ✨ I’ve teamed ✨ S U M M E R  G I F T I N G ✨ 

I’ve teamed up with @best.day.ever.giveaways and some amazing accounts to make this blessing possible for someone. 

I N C L U D E S: 
Checkered Tote Bag
Apple iPad 
Apple Watch
Divi dry shampoo
Divi scalp serum 
Dermalactives LED light mask 

👇T O  E N T E R👇

1️⃣ F O L L O W @best.day.ever.giveaways and everyone they  f o l l o w 
2️⃣ L I K E + save this reel 
3️⃣ T A G a friend

⭐️ B O N U S ⭐️ 
1️⃣ C O M M E N T  your favorite item
2️⃣ S H A R E  to your stories and tag @best.day.ever.giveaways (counts once a day) 

Ends on 7/10 at 11:59 pm EST.  The randomly chosen recipient will be announced by @best.day.ever.giveaways on 7/12
•
This is not affiliated with Instagram or any of the brands pictured. Must be 18+ to enter. Open USA/Canada.
🇺🇸 Bold stripes, bright stars, brave hearts 🇺🇸 Bold stripes, bright stars, brave hearts ❤️ 
Happy Birthday, America! 

Peep the last photo for a 4 year comparison of EK at the parade. 🥰

#4thofjulyweekend #4thofjulyparade #letfreedomring #partyintheusa
When was the last time you truly relaxed? 🛁✨ When was the last time you truly relaxed? 🛁✨

We escaped to The Alpine Haven Cabin near Gatlinburg and wow… from the jetted soaking tub with a fireplace, to the private indoor pool, sauna, and steam room—it felt like our own personal spa retreat. 🔥🧖‍♀️

Whether you need a romantic getaway, a family trip, or just a little peace and quiet, this place has everything. We left feeling completely recharged. 💆‍♀️🌲

Ready to book your escape? Use code HEATHER10 for 10% off your stay! Link in bio to check out these dreamy luxury mountain cabins! 🏔️ @alpine_haven_cabin_spa

#Alpinehavenpartner GatlinburgCabin #MountainRetreat #SpaGetaway #RelaxAndRecharge #CabinVibes  #FlourishAndGlow #alpinehavencabin
Boy were they wrong. 🤪 🔗 in bio to book wit Boy were they wrong. 🤪

🔗 in bio to book with the best discounts. Share with someone you want to cruise with! 🚢 

#virginvoyages #virginvoyagesvaliantlady #valiantlady #cruiseship #holyairball
#AD | Busy mom life = always on the go, but a quic #AD | Busy mom life = always on the go, but a quick stop at @McDonalds makes it easy to treat my girl and grab a little pick-me-up for myself. 🙌💙 With the new Under $3 McValue Menu, we can enjoy frozen drinks, snacks, and more—all for under $3, all day, every day! 🥤💸 

From Frozen Blue Raspberry to Frozen Coke, it’s the perfect way to take a breather before heading to the next activity—and ordering ahead in the app keeps things simple. 👏

#McValue #McDonalds
That time Bobby put on hand sanitizer instead of s That time Bobby put on hand sanitizer instead of sunscreen. 👀😆 ☀️ 

#poolday #husbandandwife #loveandmarriage
We originally got it as a solution for rainy or co We originally got it as a solution for rainy or cold days during the holidays, but it quickly became part of our weekly routine — especially for family game night or those super hot afternoons when going outside just isn’t an option.

What I love most? It gets us laughing, playing, and moving together. The games are active and designed with real child development principles in mind — which means I feel good about the screen time. And when she plays solo? I know she’s safe — no online strangers, just fun, movement, and confidence-building play.

Whether we’re all competing or she’s playing on her own, @nexplayground has become one of our favorite ways to stay active and connected as a family.
Grab yours on Amazon — and don’t miss it during Prime Day!

#NexPlayground #FamilyGameNight #IndoorPlay #Momhack #SummerSolutions #ad #nexplaygroundonamazon #playthatmovesyou #activeplay #familyplaytime #kidgiftideas #kidsummerideas

Copyright © 2025 · Through Heather's Looking Glass · Theme by Bella Creative Studio

 

Loading Comments...
 

You must be logged in to post a comment.

    %d