• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Home
  • About/Hire Me
    • About Me
    • Hire Me
    • Contact
    • Family
    • Faith
    • FAQ
    • My Running Story
    • Recipes
  • Disney
  • Fitness
    • runDisney Information Page
    • Fitness
    • Races
  • Parenting
  • Travel

Through Heather's Looking Glass

  • Disney
  • Fitness
  • Travel
  • family
  • About Me

Protect Your Family’s Financial Future

November 25, 2020 | money

Money is a source of worry for a lot of people, especially this year. Not only do you worry about your financial situation now, but what your finances will look like in the future can make you worry too. You want to protect your family and make sure you’re all going to be comfortable, but you can’t really predict what’s going to happen. Fortunately, there are plenty of ways you can protect your family and your financial future. You can take steps to ensure you’re financially comfortable and that you’re prepared for your children getting older and for well…getting older yourself.

Take a look at these tips for protecting your family’s financial future.

Image from Pexels – CC0 License

Set Up Savings and Investments

Putting money away for the future is important if you’re picturing a comfortable life for you and your family. There are lots of things that you might save for, from your children’s college funds to retirement or buying a home. Saving your money is a good start, especially when you’re just beginning to put aside a little here and there. However, as your savings grow, it’s also wise to look at different investments. When you invest your money, you help it to grow and provide even more for you in the future. At the very least, you want your investments to outpace the rate of inflation so that your money isn’t losing value!

Create Financial Goals

When you’re thinking about your savings and investments, it’s a good idea to have some financial goals in mind. There are plenty of questions you could ask yourself. What do you want your children’s future to look like? What do you want your retirement to look like? How much do you want to earn in five or ten years? However, it’s not just long-term goals that are worth considering. It’s also a good idea to think about what you want your life to look like now and in a year or two. Maybe you want to go on vacation or eat out more? These are all great goals!

Pay Off Debts

Dealing with debt is something that you can’t ignore if you want to protect your family’s financial future. When you’re looking at any debts that you have, you will probably deal with them all a little differently. Your mortgage debt isn’t a bad debt, and it’s one you’ll pay off over a long time. But you might want to look at the benefits of making overpayments to pay it off sooner. If you have credit card debt, you probably want to work on paying it off as soon as possible! When you have numerous debts, you should create a plan to pay them off one by one.

Create a Will

This is super important! A will sets out what will happen to your estate when you die. It’s not necessarily something that you want to think about, but it is something that you should do if you have a family. You can also use your will to express a preference for who would be your children’s guardian if both parents were to die. When you write a will, you help to protect your family’s future, even if you’re no longer there for them. It’s worth taking the time to do, so don’t put it off too long. Also look at the laws in your state for wills as far as, is a handwritten will ok? In some states, like Mississippi, it is. We have a simple document stating what happens to our money and to Emma Kate if something were to happen to us, and my family knows where to find it in case of an accident.

Image from Pexels – CC0 License

Take Out Life Insurance

Similarly to writing a will, taking out life insurance can protect your family if you die. The insurance will pay out after your death, helping to replace the income that your family loses due to your death. When you don’t have life insurance or still need financial assistance, your family could also benefit from using exceptional wrongful death attorneys. They can help your family to fight for the compensation they deserve after a death caused by negligence. Other types of insurance that could be helpful is disability insurance or income protection insurance.

Set Your Children Up for a Secure Future

It’s not just your own financial future that you might worry about. Your children’s financial future is of course important, too. For most people, there’s only so much that you can do for them though. Unless you’re wealthy, you’re unlikely to be offering them full financial support as adults. However, you can give them the right skills and attitudes toward money to help them get it right. You can also encourage them to think about financial security when choosing jobs and career paths.

Protect your family’s financial future by organizing your finances today. By planning for the future, you can help to provide financial stability!

Like this:

Like Loading...

Sign up for my newsletter

Primary Sidebar

I am Heather Montgomery, a 30 something southern girl living in Knoxville, Tennessee with my husband Bobby, 10-year-old daughter Emma Kate, and our goldendoodles Dolly and Luna. I’m just a regular girl who likes to workout, travel, hang with my family, text, and eat chips and queso. Be sure to check out my “about me” page for more info!
Thank you for visiting, and feel free to contact me with questions, (or for PR inquiries or press trip invites) at Support@HeathersLookingGlass.com.

Please, no guest post requests. 🙂

More about me

Privacy Policy

You can also find me here:

  • Facebook
  • Instagram
  • Pinterest
  • RSS
  • Twitter
  • YouTube

Recent Posts

  • 4 Things That Stop People From Exercising (And What To Do About Them)
  • 6 Tips for Mickey’s Not So Scary Halloween Party
  • Family Fun in Tuscaloosa: Your Ultimate Getaway Beyond Game Day
  • 5 Reasons to Try a New Way of Travel
  • Experience Superhero-Sized Fun at Gaylord Opryland DC Summer

 

Search

How to Start a Blog

How to start a blog
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
  • Disney
  • Fitness
  • Travel
  • Family
8–12 arrival = my whole day gone. 🆘 👀Sen 8–12 arrival = my whole day gone. 🆘 

👀Send to someone who understands! 

#momlifeunfiltered #momlifeproblems #funnymoms #relatablememe
What a weekend! 👀 🏐 Volleyball win on Satur What a weekend! 👀

🏐 Volleyball win on Saturday 
🌙 EK’s slumber party for her birthday was also Saturday, and we used @modernmomentstn for her adorable set up! They did a great job and they set up and clean up all the tents and things. The girls had a blast! Be sure to check out her page for all the different themes she rents out! 
🌺 Sunday we went to Dollywood with friends
😕 Monday I had surgery (I’m ok just sleepy!)

Make sure you scroll all the way across, there are some cute videos in there! 

#slumberparty #birthdaysleepover #birthdaypartydecor #knoxvillesmallbusiness
Who says the magic ends when you leave the parks?✨ (ad)

At Drury Plaza Hotel Orlando, an Official Walt Disney World® Hotel, the fun keeps going with a resort-style pool, splash pad, free shuttles to the parks, and a hot breakfast every morning. 🎢🏰 

Plus, their 5:30 Kickback® is the perfect nightcap—snacks for the whole family and 3 free drinks for guests 21+. 🎉

#DruryHotels #OfficialWaltDisneyWorldHotel #OrlandoVacation #DisneyMagic #FamilyTravel
✨ Cooking together, laughing together, and makin ✨ Cooking together, laughing together, and making memories that’ll last a lifetime. 💖 (ad)

The Pampered Chef Kids Club Box has been a total game-changer for us! 🌮 It’s more than just a box of ingredients — it’s an experience that brings us closer while building valuable kitchen skills, confidence, and even a little STEM learning along the way! 🔬

The best part? NO auto-renewals! 🙌 You can try it when you’re ready, no strings attached.

💌 Comment the word “kids” for the link to start cooking up some fun with your family!

#PamperedChefKidsClub @PamperedChef
🍹✨ Checking into Margaritaville Resort Gatlin 🍹✨ Checking into Margaritaville Resort Gatlinburg feels like stepping into vacation mode the second you arrive! (Ad)

From the laid-back tropical vibes in the lobby, to cozy rooms with mountain views, steps from downtown Gatlinburg, a pool made for relaxing, and even a fitness center — this resort has everything you need for the perfect Smoky Mountain getaway. 🏔️🌴

Would you stay here on your next trip to Gatlinburg?

#MargaritavilleResort #GatlinburgTN #SmokyMountains #ResortLife #MargaritavilleVibes #GatlinburgVacation #TravelTennessee #MountainGetaway #ResortTour
A peek behind the scenes of what a school morning A peek behind the scenes of what a school morning looks like around here. (Spoiler alert, it’s not as glamorous as some people think!)

Just a mom trying to get her kid out the door followed by procrastinating about work. Then I end up working late into the night instead. 😵‍💫🫣

🚨 If you would like a 🔗 to the lights in my laundry room just comment with the word LINK and I will DM it to you! 

#adayinthelife #momlifebelike #behindthescene #contentcreatorlife
Some days I feel strong. Other days, I feel like I Some days I feel strong. Other days, I feel like I’m sprinting to catch up with a finish line that keeps moving.

Turning 40 has me reflecting a lot — where I thought I’d be, where I actually am, and what “success” really means. Who is in charge of making those rules anyway? 👀

I don’t have it all figured out. But I’m learning that I’m not behind. I’m exactly where I’m meant to be.
And if you’re struggling with this too… you’re not alone. 💛

#thisis40 #confessiontime #enneagram3 #whatissuccess #momconfessions

Copyright © 2025 · Through Heather's Looking Glass · Theme by Bella Creative Studio

%d